The Jaecoo 7, Britain's best-selling new car in March, costs nearly double to insure compared to a Skoda Karoq, according to a CarWow study.
Many UK insurers are refusing to cover new Chinese models because they lack repair data, claims histories, and established parts supply chains.
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Insurance Hurdles for Chinese Models
CarWow requested quotes for Jaecoo 7, Xpeng G6, Skywell BE11, and BYD Seal U from five insurers.
Axa refused all four, Hastings Direct only covered the BYD, and Direct Line declined two. Only Aviva insured all four.
The average annual insurance for the Jaecoo 7 was £1,103 ($1,500), roughly double the £577 ($770) for a Skoda Karoq.
The Xpeng G6 cost £936 ($1,250), much higher than the Hyundai Kona at £639 ($850).
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“It’s still harder to get insurance quotes for newer Chinese models than for more established European and Japanese alternatives,” said Iain Reid from CarWow.
“The bigger issue isn’t just price; it’s availability.”
Oliver Lowe, head of product at Chery-owned Omoda and Jaecoo brands in the UK, said the automaker is working with insurers to reduce costs.
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“Anything that’s risk-based is slow to change and adapt to new challenges very quickly. That’s completely understandable.”
