Another customer shared similar access issues: "App always down and can't access my own money."
The technical glitch created widespread confusion over payment statuses across social platforms. "Unable to make payment," one customer said.
Warning others about duplicate charges, another user said: "BEWARE: Messages say payments have failed but are actually going through!"
Disruption also spread to automated teller machines and phone support lines. One user said: "Lloyds bank having issues sending and receiving payments yet again."
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Highlighting severe service delays, another customer said: "Is anyone else having any issues with Lloyds?
I Can't get money from the ATM nor make any bank transfers to pay etc."
The user continued: "My partner is also having the same issues with her Lloyds account. Their helpline has a 40 minute delay - so something is definitely not right."
Barclays confirmed that approximately 76 percent of its logged user reports involved incoming and outgoing fund transfers.
In an update on its service status page, the bank said: "We're sorry, we're aware some customers may be having issues receiving external payments at the moment.
We're working to fix this."
Barclays account holders reported significant delays in receiving expected funds. One Barclays user said: "Payments sent to Barclays accounts aren't arriving.
Might wanna update that status page since it's been, you know, 3 hours now."
Expressing concern over upcoming bill obligations, another user said: "Why am I not receiving payments ?
I'm expecting a payment in which has been sent and it looks like it won't be in my account in time to cover payments out ?
What's going on ? I'm a premier customer and this is not the first time!
This is not on."
Halifax told one customer that their payment had been "successfully processed" but "there may be a slight delay before it appears in your transactions or leaves your account".
The representative issued a warning to prevent duplicate transfers.
The user was warned: "Please do not resend the payment, as this could result in the transaction being processed twice".
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As of late afternoon, the precise root cause of the system outage remained unconfirmed by the financial institutions, and efforts to fully restore online banking services remain ongoing.
